Introduction

Let's face it -- most of us don't have enough clams laying around to pay for a new car in full. We need someone to give us a loan. But we lead pretty busy lives, and sometimes it's tough to make time to get a loan before making the trip to the dealership. Not only is it more convenient to arrange your new car financing right at the time of purchase, but manufacturers sometimes offer more attractive interest rates than you'd find at a bank or credit union. Hello, 0% APR! Here we're focusing solely on financing deals with rates between 0% and 1.9%. Take a look at our Top 10 New Car Financing Deals to see if there's anything that catches your eye.

Photos courtesy of respective manufacturers.

2010 Chevrolet Traverse

Starting MSRP: $29,224
Incentive: 0% APR for 36-60 mo.
Expires: 6/30/2010

This large crossover is an attractive buy for those who need seating for up to eight. The standard features of the base Chevrolet Traverse include 281-hp 3.6-liter V6 engine, 6-speed automatic transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st, 2nd and 3rd row overhead airbags, airbag occupancy sensor, air conditioning, 17" steel wheels, cruise control, ABS and driveline traction control, and stability control.

2010 Mazda MAZDA6

Starting MSRP: $18,600
Incentive: 0% APR for 60 mo.
Expires: 6/30/2010

The Mazda6 stands near the top of the crowded midsize-sedan mountain with its roomy cabin, athletic handling and strong V6 option. The standard features of the base Mazda6 include 170-hp 2.5-liter 4-cylinder engine, 6-speed manual transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, airbag occupancy sensor, air conditioning, 16" steel wheels, driveline traction control, stability control, and power mirrors.

2010 Volkswagen Eos

Starting MSRP: $32,390
Incentive: 0% APR for 12 or 36 mo.
Expires: 6/30/2010

One of the few premium and affordable retractable hardtop convertibles on the market, the Eos pretty much stands alone with comfortable room for four and a unique glass sunroof. The standard features of the base Volkswagen Eos include 200-hp 2.0-liter turbo 4-cylinder engine, 6-speed manual transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, driver and passenger side airbag head extension, airbag occupancy sensor, Climatronic automatic temperature control, 16" alloy wheels, cruise control, ABS and driveline traction control, and stability control.

2010 Jeep Liberty

Starting MSRP: $23,255
Incentive: 0% APR for 36-60 mo.
Expires: 6/30/2010

Useful towing capacity and typical Jeep off-road prowess are the Liberty's standout attributes. The standard features of the base Jeep Liberty include 210-hp 3.7-liter V6 engine, 4-speed automatic transmission, 4-wheel anti-lock brakes (ABS), curtain 1st and 2nd row overhead airbags, airbag occupancy sensor, air conditioning, 16" alloy wheels, ABS and driveline traction control, stability control, power mirrors, and power windows.

2010 Honda Accord Coupe

Starting MSRP: $22,555
Incentive: 0.9% for 24-36 mo. or 1.9% for 60 mo.
Expires: 7/6/2010

Honda reliability, great build quality, high resale value and a sexy two-door silhouette make for quite an appealing combination in the Accord Coupe. The standard features of the base Honda Accord Coupe include 190-hp 2.4-liter 4-cylinder engine, 5-speed manual transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, airbag occupancy sensor, air conditioning, 17" alloy wheels, cruise control, ABS and driveline traction control, and stability control.

2010 Suzuki Equator

Starting MSRP: $17,520
Incentive: 0% for 48-60 mo.
Expires: 6/30/2010

Midsize truck buyers would do well to consider the Equator, as it's basically a highly-rated Nissan Frontier with a longer Suzuki warranty. The standard features of the base Suzuki Equator include 152-hp 2.5-liter 4-cylinder engine, 5-speed manual transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, airbag occupancy sensor, 15" styled steel wheels, radio prep with 4 speakers, chrome interior accents, deep tinted windows, and a low tire pressure warning.

2010 Acura TSX

Starting MSRP: $29,310
Incentive: 0.9% for 24-36 mo.
Expires: 7/6/2010

With its upscale interior, new V6 option, a comfortable and well-built cabin, and the latest technology, the TSX makes a great alternative to the more common entry-level luxury sedans. The standard features of the base Acura TSX include 201-hp 2.4-liter 4-cylinder engine, 5-speed automatic transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, airbag occupancy sensor, automatic climate control, 17" alloy wheels, cruise control, ABS and driveline traction control, and stability control.

2010 Porsche Boxster

Starting MSRP: $47,600
Incentive: 1.9% for 12 or 60 mo.
Expires: 6/30/2010

An impeccable Porsche pedigree makes the Boxster a true roadster sports car that would please any purist. The standard features of the base Porsche Boxster include 255-hp 2.9-liter 6-cylinder engine, 6-speed manual transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st row overhead airbags, airbag occupancy sensor, air conditioning, 17" alloy wheels, cruise control, ABS and driveline traction control, and stability control.

2010 Ford Edge

Starting MSRP: $27,420
Incentive: 0% for 36-60 mo.
Expires: 7/6/2010

Quiet and comfortable, with Ford's excellent Sync multimedia system and excellent crash safety scores, the Edge is a competent family crossover. The standard features of the base Ford Edge include 285-hp 3.5-liter V6 engine, 6-speed automatic transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, Safety Canopy System(TM) curtain 1st and 2nd row overhead airbags, airbag occupancy sensor, air conditioning, 17" alloy wheels, cruise control, driveline traction control, and AdvanceTrac(R) with Roll Stability Control(R).

2010 Lexus IS 250

Starting MSRP: $32,145
Incentive: 1.9% for 60 mo.
Expires: 7/6/2010

Lexus IS buyers rave about the car's attractive styling, refined interior and tranquil cabin. The standard features of the base Lexus IS 250 include 204-hp 2.5-liter V6 engine, 6-speed manual transmission, 4-wheel anti-lock brakes (ABS), side seat mounted airbags, curtain 1st and 2nd row overhead airbags, driver and passenger knee airbags, airbag occupancy sensor, automatic temperature control, 17" alloy wheels, cruise control, ABS and driveline traction control, and stability control.