Sometimes, filing a claim can be as bad as a fender bender
“Oh nooo!” All you can do is scream as another car comes skidding into yours. Your car’s sheetmetal folds like melted candy, and your windshield explodes like a charge dropped into a frozen lake. Your pride and joy ends up crumpled beyond recognition. Good thing you’re covered by insurance. For most people, though, the only thing worse than being involved in an accident is having to file a claim.
If you feel your agency is putting enough of a hitch in its git-along, call your state's Insurance Department. Take care when making a claim. If you claim an excessive amount or make too many claims in a year most insurance companies will cancel your policy. Don't be afraid to claim what is due you, just don't make claims for anything you don't really need to have covered.
by Staff Photo Credit: Automakers