The folks over at Insure.com must have had a busy first month of the year: The web’s “#1 Source for Insurance” recently released results from two important industry studies designed to help shoppers find the vehicles that best meet their needs. First, for those drivers who put a priority on passenger safety, the site evaluated insurance rates for occupant coverage for injuries suffered in a vehicle crash. And it turns out that a little Professional Grade engineering goes a long way in terms of which vehicles best protect their occupants in case of an incident, since the 2013 GMC Sierra 1500 led the way, with the 2013 GMC Yukon, 2013 GMC Sierra 2500HD, and 2013 GMC Terrain also finishing in the top five. It was only the second-place 2013 Porsche Cayenne that prevented a GMC clean sweep.
Of course, while the hard work of GMC engineers provided the winning edge in the Insure.com evaluations, it was no surprise to find big trucks atop the rankings. As explained by Russ Rader of the Insurance Institute for Highway Safety (IIHS): “If safety is a priority, you should avoid the smallest cars.
“The laws of physics are always in play in crashes. Weight counts. Smaller, lighter cars are safer than they used to be, but all things being equal, people riding in bigger, heavier vehicles get more protection in crashes.”
As you’ll see on the next page, the same factors also impact overall insurance rates, too.